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 CIBC Private Wealth, Wood Gundy  CIBC Private Wealth, Wood Gundy

The Jackson Group

  • Home
  • Who We Are
    • Our Story
    • Our Team
    • Our Extended Team
    • Our Process
    • Service Map
    • Testimonials
  • Early Retirement
    • Integrated Planning
    • Pensions and Benefits
    • Retirement Packages
    • Partial Retirement
    • Tax Strategy
  • Wealth Management
    • Financial Planning
    • Retirement Planning
    • Investment Management
    • Risk Management
    • Estate Planning
  • Education
    • Special Reports
    • Discovery Course
    • Market Updates
  • Contact us
  • Blog

Pensions and Benefits

Address 255 Queens Avenue Suite 2200 London ON, N6A 5R8
Telephone Number (519) 640-7643
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Pensions and Benefits

Early Retirement > Pensions and Benefits

Should I Commute or Defer My Pension?

This is one of the most pivotal choices you will make in regards to your retirement finances: whether to take your pension as your company offers it, or commute it and manage it through other means.

With a comprehensive review of your cash flow and financial needs, we help you determine the best option. We also define a plan to manage your pension with greater customization around your needs, higher growth potential and distinct tax advantages. Whether you choose to defer or commute, the objective is to ensure your wealth will last through a retirement of 20, 30, or even 40 years.

We also help you to:

☑ Develop a clear investment plan that can adapt to your evolving retirement lifestyle

☑ Manage risk and tax within your portfolio

☑ Determine when to take your Canada Pension Plan (CPP) and Old Age Security (OAS)

☑ Balance your company benefits with cash flow needs and health care cost projections

☑ Develop a protection plan that factors in your family health history

 
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.